First commercial project, do i need license and insurance?

Hi-Tec Designs, LLC -- Owner (and self-proclaimed LED guru )

Trotec 80W Speedy 300 laser w/everything
CAMaster Stinger CNC (25" x 36" x 5")
USCutter 24" LaserPoint Vinyl Cutter
Jet JWBS-18QT-3 18", 3HP bandsaw
Robust Beauty 25"x52" wood lathe w/everything
Jet BD-920W 9"x20" metal lathe
Delta 18-900L 18" drill press
Flame Polisher (ooooh, FIRE!)
Freeware: InkScape, Paint.NET, DoubleCAD XT
Paidware: Wacom Intuos4 (Large), CorelDRAW X5

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First commercial project, do i need license and insurance?